/* ═══════════════════════════════════════════════
   Crédit Rapide — Feuille de style principale
   Inspiré de easyfinancial.com
═══════════════════════════════════════════════ */

:root {
  --green:        #00843D;
  --green-dark:   #005C2A;
  --green-mid:    #006B32;
  --green-light:  #E8F5EC;
  --green-bg:     #F0F7F2;
  --red:          #C8102E;
  --orange:       #F57C00;
  --orange-dark:  #E65100;
  --white:        #FFFFFF;
  --light:        #F5F8F6;
  --light2:       #EBF4EE;
  --border:       #D0E5D8;
  --text:         #1A2430;
  --text-muted:   #637074;
  --radius:       10px;
  --shadow:       0 2px 16px rgba(0,100,50,0.08);
  --shadow-lg:    0 8px 40px rgba(0,100,50,0.13);
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body { font-family: 'Inter', -apple-system, BlinkMacSystemFont, sans-serif; color: var(--text); background: var(--white); line-height: 1.6; font-size: 16px; }
img { max-width: 100%; display: block; }
a { text-decoration: none; color: inherit; }
ul { list-style: none; }

.container { max-width: 1200px; margin: 0 auto; padding: 0 24px; }
.section { padding: 96px 0; }
.text-center { text-align: center; }
.mt-2 { margin-top: 16px; }

/* ── Boutons ── */
.btn {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 13px 28px; border-radius: var(--radius);
  font-weight: 700; font-size: 0.95rem;
  cursor: pointer; border: none; transition: all 0.2s ease; white-space: nowrap;
}
.btn-lg { padding: 16px 36px; font-size: 1.05rem; }
.btn-full { width: 100%; justify-content: center; }

.btn-green { background: var(--green); color: var(--white); }
.btn-green:hover { background: var(--green-dark); transform: translateY(-1px); box-shadow: 0 6px 20px rgba(0,132,61,0.35); }

.btn-orange { background: var(--orange); color: var(--white); }
.btn-orange:hover { background: var(--orange-dark); transform: translateY(-1px); box-shadow: 0 6px 20px rgba(245,124,0,0.4); }

.btn-outline-white { background: transparent; color: var(--white); border: 2px solid rgba(255,255,255,0.6); }
.btn-outline-white:hover { background: rgba(255,255,255,0.15); border-color: var(--white); }

.btn-outline-green { background: transparent; color: var(--green); border: 2px solid var(--green); }
.btn-outline-green:hover { background: var(--green); color: var(--white); }

/* ── Section header ── */
.section-header { margin-bottom: 56px; }
.section-header.text-center { text-align: center; }
.section-header h2 { font-size: 2.2rem; font-weight: 800; color: var(--text); margin: 12px 0 16px; line-height: 1.25; }
.section-header p { color: var(--text-muted); font-size: 1.05rem; max-width: 560px; }
.section-header.text-center p { margin: 0 auto; }

.section-badge {
  display: inline-block; padding: 5px 14px;
  background: var(--green-light); color: var(--green);
  border-radius: 20px; font-size: 0.8rem; font-weight: 700;
  text-transform: uppercase; letter-spacing: 0.8px;
}
.section-badge.dark { background: rgba(255,255,255,0.15); color: var(--white); }
.section-badge.orange { background: rgba(245,124,0,0.15); color: var(--orange); }

/* ═══════════════════════════════════════════════
   HEADER
═══════════════════════════════════════════════ */
.header { position: fixed; top: 0; left: 0; right: 0; z-index: 1000; background: transparent; transition: background 0.3s, box-shadow 0.3s; }
.header.scrolled { background: var(--green-dark); box-shadow: 0 2px 20px rgba(0,0,0,0.2); }
.nav-container { max-width: 1200px; margin: 0 auto; padding: 18px 24px; display: flex; align-items: center; gap: 32px; }

.logo { display: flex; align-items: center; gap: 10px; flex-shrink: 0; }
.logo-icon { width: 36px; height: 36px; background: var(--white); border-radius: 8px; display: flex; align-items: center; justify-content: center; color: var(--green); font-size: 1rem; }
.logo-text { font-size: 1.3rem; font-weight: 800; color: var(--white); letter-spacing: -0.5px; }
.logo-text span { color: #7FD4A0; }

.nav { flex: 1; }
.nav-links { display: flex; gap: 4px; }
.nav-links a { color: rgba(255,255,255,0.88); font-weight: 500; font-size: 0.92rem; padding: 8px 14px; border-radius: 7px; transition: all 0.2s; }
.nav-links a:hover, .nav-links a.active { color: var(--white); background: rgba(255,255,255,0.12); }

.header-actions { display: flex; align-items: center; gap: 10px; flex-shrink: 0; }
.nav-cta { flex-shrink: 0; }

/* ── Dropdown nav ── */
.nav-dropdown { position: relative; }
.nav-dropdown > a { display: flex; align-items: center; gap: 4px; cursor: pointer; }
.nav-dropdown > a i { transition: transform 0.25s; }

.dropdown-menu {
  display: none;
  position: absolute;
  top: calc(100% + 10px);
  left: 50%;
  transform: translateX(-50%);
  background: var(--white);
  border-radius: 12px;
  box-shadow: 0 8px 32px rgba(0,0,0,0.18);
  padding: 8px;
  min-width: 230px;
  z-index: 200;
  list-style: none;
}
.dropdown-menu::before {
  content: '';
  position: absolute;
  top: -6px;
  left: 50%;
  transform: translateX(-50%);
  border-left: 7px solid transparent;
  border-right: 7px solid transparent;
  border-bottom: 7px solid var(--white);
}
.dropdown-menu li a {
  display: flex !important;
  align-items: center !important;
  gap: 10px !important;
  padding: 11px 16px !important;
  border-radius: 8px !important;
  color: var(--text) !important;
  font-size: 0.9rem !important;
  font-weight: 600 !important;
  background: transparent !important;
  transition: background 0.2s;
}
.dropdown-menu li a:hover { background: var(--green-light) !important; color: var(--green-dark) !important; }
.dropdown-menu li a i { color: var(--green); width: 16px; text-align: center; }
.dropdown-menu li a.active { color: var(--green) !important; }

.nav-dropdown:hover > a i,
.nav-dropdown.open > a i { transform: rotate(180deg); }
.nav-dropdown:hover .dropdown-menu,
.nav-dropdown.open .dropdown-menu { display: block; }

/* Bouton Espace client dans le header */
.btn-client-nav {
  background: transparent;
  color: var(--white);
  border: 1.5px solid rgba(255,255,255,0.55);
  padding: 9px 18px;
  font-size: 0.88rem;
  font-weight: 600;
  border-radius: 8px;
  display: inline-flex;
  align-items: center;
  gap: 7px;
  transition: all 0.2s;
  white-space: nowrap;
}
.btn-client-nav:hover { background: rgba(255,255,255,0.15); border-color: var(--white); }

/* Cacher le lien "Espace client" mobile dans la nav sur desktop */
.nav-mobile-client { display: none; }

.burger { display: none; flex-direction: column; gap: 5px; background: none; border: none; cursor: pointer; padding: 8px; margin-left: auto; }
.burger span { display: block; width: 24px; height: 2px; background: var(--white); border-radius: 2px; transition: all 0.3s; }

/* ═══════════════════════════════════════════════
   HERO
═══════════════════════════════════════════════ */
.hero {
  min-height: 100vh;
  background: linear-gradient(135deg, var(--green-dark) 0%, var(--green-mid) 55%, #1A9B5C 100%);
  position: relative; display: flex; align-items: center;
  padding: 120px 0 80px; overflow: hidden;
}
.hero::before {
  content: ''; position: absolute; inset: 0;
  background: url("data:image/svg+xml,%3Csvg width='80' height='80' viewBox='0 0 80 80' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='%23ffffff' fill-opacity='0.022'%3E%3Cpath d='M40 0L80 40L40 80L0 40Z'/%3E%3C/g%3E%3C/svg%3E");
}
.hero-deco { position: absolute; top: 10%; right: 3%; font-size: 18rem; color: rgba(255,255,255,0.03); pointer-events: none; }

.hero-content { display: grid; grid-template-columns: 1fr 1fr; gap: 64px; align-items: center; position: relative; z-index: 1; }

.hero-badge {
  display: inline-flex; align-items: center; gap: 8px;
  background: rgba(255,255,255,0.15); color: var(--white);
  border: 1px solid rgba(255,255,255,0.25);
  padding: 7px 16px; border-radius: 20px; font-size: 0.85rem; font-weight: 600; margin-bottom: 24px;
}
.hero-text h1 { font-size: clamp(2.2rem, 4vw, 3.5rem); font-weight: 900; color: var(--white); line-height: 1.15; margin-bottom: 20px; }
.hero-text h1 span { color: #7FD4A0; }
.hero-text > p { font-size: 1.08rem; color: rgba(255,255,255,0.8); margin-bottom: 36px; max-width: 480px; line-height: 1.75; }
.hero-btns { display: flex; gap: 16px; flex-wrap: wrap; margin-bottom: 28px; }

.hero-trust { display: flex; gap: 20px; flex-wrap: wrap; }
.trust-item { display: flex; align-items: center; gap: 6px; color: rgba(255,255,255,0.7); font-size: 0.88rem; }
.trust-item i { color: #7FD4A0; }

/* Hero visual */
.hero-visual { display: flex; flex-direction: column; gap: 14px; }
.hero-card-main {
  background: rgba(255,255,255,0.1); backdrop-filter: blur(12px);
  border: 1px solid rgba(255,255,255,0.2); border-radius: 16px; padding: 28px 32px;
}
.hero-card-main h3 { color: rgba(255,255,255,0.65); font-size: 0.82rem; text-transform: uppercase; letter-spacing: 0.5px; margin-bottom: 8px; }
.hero-amount { font-size: 3rem; font-weight: 900; color: var(--white); display: flex; align-items: baseline; gap: 8px; }
.hero-amount small { font-size: 1.2rem; color: rgba(255,255,255,0.55); }
.hero-badge-approved {
  display: inline-flex; align-items: center; gap: 6px;
  background: rgba(127,212,160,0.2); color: #7FD4A0;
  border: 1px solid rgba(127,212,160,0.3);
  padding: 4px 12px; border-radius: 12px; font-size: 0.8rem; font-weight: 700; margin-top: 10px;
}
.hero-cards-row { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.hero-mini-card { background: rgba(255,255,255,0.08); border: 1px solid rgba(255,255,255,0.15); border-radius: 12px; padding: 20px; text-align: center; }
.hero-mini-card strong { display: block; font-size: 1.5rem; font-weight: 800; color: var(--white); }
.hero-mini-card span { font-size: 0.78rem; color: rgba(255,255,255,0.55); }

.hero-wave { position: absolute; bottom: -1px; left: 0; right: 0; }
.hero-wave svg { display: block; }

.fade-up  { animation: fadeUp 0.8s ease both; }
.fade-up2 { animation: fadeUp 0.8s 0.15s ease both; }
.fade-up3 { animation: fadeUp 0.8s 0.3s ease both; }
@keyframes fadeUp { from { opacity:0; transform:translateY(30px); } to { opacity:1; transform:translateY(0); } }

/* ═══════════════════════════════════════════════
   STATS BAR
═══════════════════════════════════════════════ */
.stats-bar { background: var(--white); padding: 40px 0; box-shadow: 0 4px 20px rgba(0,0,0,0.06); }
.stats-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }
.stat-item { text-align: center; padding: 20px; border-right: 1px solid var(--border); }
.stat-item:last-child { border-right: none; }
.stat-number { font-size: 2.2rem; font-weight: 900; color: var(--green); line-height: 1; margin-bottom: 6px; }
.stat-label { color: var(--text-muted); font-size: 0.88rem; font-weight: 500; }

/* ═══════════════════════════════════════════════
   COMMENT ÇA MARCHE
═══════════════════════════════════════════════ */
.steps-section { background: var(--light); }
.steps-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 32px; position: relative; }
.steps-grid::before {
  content: ''; position: absolute;
  top: 40px; left: calc(16.67% + 20px); right: calc(16.67% + 20px);
  height: 2px; background: linear-gradient(to right, var(--green-light), var(--green), var(--green-light));
}
.step-card { background: var(--white); border-radius: 16px; padding: 36px 28px; text-align: center; box-shadow: var(--shadow); border: 1px solid var(--border); position: relative; z-index: 1; transition: transform 0.3s, box-shadow 0.3s; }
.step-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-lg); }
.step-num { width: 56px; height: 56px; background: var(--green); color: var(--white); border-radius: 50%; display: flex; align-items: center; justify-content: center; font-size: 1.4rem; font-weight: 900; margin: 0 auto 20px; }
.step-card h3 { font-size: 1.1rem; font-weight: 700; color: var(--text); margin-bottom: 10px; }
.step-card p { font-size: 0.9rem; color: var(--text-muted); line-height: 1.65; }
.step-icon-big { font-size: 2rem; color: var(--green); margin-bottom: 16px; }

/* ═══════════════════════════════════════════════
   PRODUITS
═══════════════════════════════════════════════ */
.products-section { background: var(--white); }
.products-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 28px; }
.product-card {
  border-radius: 16px; padding: 36px 32px;
  border: 1px solid var(--border); background: var(--white);
  display: flex; flex-direction: column; gap: 16px;
  transition: transform 0.3s, box-shadow 0.3s, border-color 0.3s;
}
.product-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-lg); border-color: var(--green); }
.product-card.featured { background: linear-gradient(135deg, var(--green-dark), var(--green)); border-color: transparent; }
.product-card.featured h3 { color: var(--white); }
.product-card.featured p { color: rgba(255,255,255,0.75); }
.product-card.featured .product-feature { color: rgba(255,255,255,0.7); }
.product-card.featured .product-feature i { color: #7FD4A0; }
.product-card.featured .product-link { color: #7FD4A0; }

.product-icon { width: 56px; height: 56px; background: var(--green-light); border-radius: 14px; display: flex; align-items: center; justify-content: center; font-size: 1.4rem; color: var(--green); }
.product-card.featured .product-icon { background: rgba(255,255,255,0.15); color: var(--white); }
.product-card h3 { font-size: 1.3rem; font-weight: 700; color: var(--text); }
.product-card p { color: var(--text-muted); font-size: 0.95rem; line-height: 1.7; }
.product-features { display: flex; flex-direction: column; gap: 8px; }
.product-feature { display: flex; align-items: center; gap: 8px; font-size: 0.88rem; color: var(--text-muted); }
.product-feature i { color: var(--green); font-size: 0.78rem; }
.product-link { display: inline-flex; align-items: center; gap: 6px; font-weight: 700; font-size: 0.9rem; color: var(--green); margin-top: 4px; transition: gap 0.2s; }
.product-link:hover { gap: 10px; }

/* ═══════════════════════════════════════════════
   CALCULATRICE
═══════════════════════════════════════════════ */
.calc-section { background: var(--green-bg); }
.calc-wrapper { display: grid; grid-template-columns: 1fr 1fr; gap: 0; background: var(--white); border-radius: 20px; box-shadow: var(--shadow-lg); overflow: hidden; }
.calc-form { padding: 48px 40px; background: var(--green-dark); }
.calc-form h3 { font-size: 1.3rem; font-weight: 700; color: var(--white); margin-bottom: 32px; }
.calc-result { padding: 48px 40px; display: flex; flex-direction: column; gap: 20px; }
.calc-result h3 { font-size: 1.3rem; font-weight: 700; color: var(--text); }
.calc-form .form-group { margin-bottom: 24px; }
.calc-form label { display: block; color: rgba(255,255,255,0.8); font-size: 0.85rem; font-weight: 600; margin-bottom: 8px; text-transform: uppercase; letter-spacing: 0.5px; }
.input-prefix { display: flex; align-items: center; background: rgba(255,255,255,0.08); border: 1px solid rgba(255,255,255,0.2); border-radius: 8px; overflow: hidden; margin-bottom: 10px; }
.input-prefix span { padding: 0 14px; color: rgba(255,255,255,0.6); background: rgba(255,255,255,0.05); border-right: 1px solid rgba(255,255,255,0.15); height: 100%; display: flex; align-items: center; }
.input-prefix input { flex: 1; padding: 12px 14px; background: none; border: none; color: var(--white); font-size: 1rem; font-family: inherit; font-weight: 600; outline: none; }
.range-slider { width: 100%; accent-color: #7FD4A0; cursor: pointer; margin-bottom: 4px; }
.range-labels { display: flex; justify-content: space-between; font-size: 0.75rem; color: rgba(255,255,255,0.4); }
.duree-select, .freq-select { display: flex; gap: 8px; margin-top: 10px; }
.duree-btn, .freq-btn { flex: 1; padding: 8px; background: rgba(255,255,255,0.08); border: 1px solid rgba(255,255,255,0.15); color: rgba(255,255,255,0.7); border-radius: 6px; font-size: 0.85rem; font-weight: 600; cursor: pointer; transition: all 0.2s; font-family: inherit; }
.duree-btn.active, .freq-btn.active { background: #7FD4A0; border-color: #7FD4A0; color: var(--green-dark); }
.form-note { color: rgba(255,255,255,0.45); font-size: 0.78rem; margin-top: 6px; display: flex; align-items: center; gap: 6px; }
.result-highlight { background: linear-gradient(135deg, var(--green-dark), var(--green)); border-radius: 12px; padding: 28px; text-align: center; }
.result-main .result-label { display: block; color: rgba(255,255,255,0.7); font-size: 0.85rem; font-weight: 600; text-transform: uppercase; letter-spacing: 0.5px; margin-bottom: 8px; }
.result-value { display: block; font-size: 2.8rem; font-weight: 900; color: var(--white); }
.result-details { display: flex; flex-direction: column; gap: 12px; }
.result-row { display: flex; justify-content: space-between; align-items: center; padding: 10px 0; border-bottom: 1px solid var(--border); font-size: 0.92rem; }
.result-row span { display: flex; align-items: center; gap: 8px; color: var(--text-muted); }
.result-row span i { color: var(--green); width: 16px; }
.result-row strong { font-weight: 700; }
.result-row.total { border-bottom: none; }
.result-row.total strong { color: var(--green); font-size: 1.05rem; }
.calc-disclaimer { font-size: 0.78rem; color: var(--text-muted); display: flex; align-items: flex-start; gap: 6px; line-height: 1.5; }
.calc-disclaimer i { color: var(--green); flex-shrink: 0; margin-top: 3px; }

/* ═══════════════════════════════════════════════
   POURQUOI NOUS
═══════════════════════════════════════════════ */
.why-section { background: var(--white); }
.why-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }
.why-card { background: var(--light); border-radius: 14px; padding: 32px 24px; text-align: center; border: 1px solid var(--border); transition: transform 0.3s, box-shadow 0.3s, border-color 0.3s; }
.why-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-lg); border-color: var(--green); }
.why-icon { width: 64px; height: 64px; background: var(--green-light); border-radius: 16px; display: flex; align-items: center; justify-content: center; font-size: 1.6rem; color: var(--green); margin: 0 auto 20px; }
.why-card h3 { font-size: 1.05rem; font-weight: 700; color: var(--text); margin-bottom: 10px; }
.why-card p { font-size: 0.88rem; color: var(--text-muted); line-height: 1.65; }

/* ═══════════════════════════════════════════════
   TÉMOIGNAGES
═══════════════════════════════════════════════ */
.temoignages-section { background: var(--green-bg); }
.temoignages-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.temoignage-card { background: var(--white); border-radius: 16px; padding: 32px; box-shadow: var(--shadow); border: 1px solid var(--border); display: flex; flex-direction: column; gap: 16px; transition: transform 0.3s, box-shadow 0.3s; }
.temoignage-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-lg); }
.stars { color: #F59E0B; font-size: 1rem; letter-spacing: 2px; }
.temoignage-card > p { color: var(--text-muted); font-size: 0.93rem; line-height: 1.75; flex: 1; font-style: italic; }
.temoignage-author { display: flex; align-items: center; gap: 12px; padding-top: 16px; border-top: 1px solid var(--border); }
.author-avatar { width: 44px; height: 44px; background: linear-gradient(135deg, var(--green-dark), var(--green)); border-radius: 50%; display: flex; align-items: center; justify-content: center; color: var(--white); font-weight: 700; font-size: 0.85rem; flex-shrink: 0; }
.temoignage-author strong { display: block; font-size: 0.92rem; color: var(--text); }
.temoignage-author span { display: block; font-size: 0.8rem; color: var(--text-muted); }

/* ═══════════════════════════════════════════════
   BLOG PREVIEW
═══════════════════════════════════════════════ */
.blog-section { background: var(--white); }
.blog-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; }
.blog-card { border-radius: 14px; overflow: hidden; border: 1px solid var(--border); background: var(--white); transition: transform 0.3s, box-shadow 0.3s; }
.blog-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-lg); }
.blog-card-img { height: 180px; background: linear-gradient(135deg, var(--green-dark), var(--green)); display: flex; align-items: center; justify-content: center; font-size: 3rem; color: rgba(255,255,255,0.25); overflow: hidden; }
.blog-card-img img { width: 100%; height: 100%; object-fit: cover; }
.blog-card-body { padding: 24px; }
.blog-cat { display: inline-block; padding: 3px 10px; background: var(--green-light); color: var(--green); border-radius: 10px; font-size: 0.75rem; font-weight: 700; margin-bottom: 10px; }
.blog-card-body h3 { font-size: 1.05rem; font-weight: 700; color: var(--text); margin-bottom: 10px; line-height: 1.4; }
.blog-card-body h3 a:hover { color: var(--green); }
.blog-card-body p { font-size: 0.88rem; color: var(--text-muted); line-height: 1.6; margin-bottom: 14px; }
.blog-meta { display: flex; align-items: center; gap: 14px; color: var(--text-muted); font-size: 0.78rem; }
.blog-meta i { color: var(--green); }
.read-more { color: var(--green); font-weight: 600; font-size: 0.88rem; display: inline-flex; align-items: center; gap: 4px; margin-top: 10px; transition: gap 0.2s; }
.read-more:hover { gap: 8px; }

/* ═══════════════════════════════════════════════
   CTA BANNER
═══════════════════════════════════════════════ */
.cta-section { background: linear-gradient(135deg, var(--green-dark), var(--green)); padding: 96px 0; text-align: center; }
.cta-content { max-width: 640px; margin: 0 auto; }
.cta-content h2 { font-size: 2.4rem; font-weight: 900; color: var(--white); margin: 16px 0 20px; line-height: 1.2; }
.cta-content p { color: rgba(255,255,255,0.8); font-size: 1.05rem; margin-bottom: 36px; }
.cta-note { margin-top: 20px; color: rgba(255,255,255,0.55); font-size: 0.88rem; display: flex; justify-content: center; gap: 16px; flex-wrap: wrap; }
.cta-note i { color: #7FD4A0; }

/* ═══════════════════════════════════════════════
   FORMULAIRE
═══════════════════════════════════════════════ */
.demande-section { background: var(--light); }
.demande-wrapper { display: grid; grid-template-columns: 1fr 1.5fr; gap: 0; background: var(--white); border-radius: 20px; box-shadow: var(--shadow-lg); overflow: hidden; }
.demande-info { background: var(--green-dark); padding: 48px 40px; }
.demande-info h3 { font-size: 1.4rem; font-weight: 700; color: var(--white); margin-bottom: 8px; }
.demande-info > p { color: rgba(255,255,255,0.6); font-size: 0.9rem; margin-bottom: 32px; }
.info-item { display: flex; gap: 16px; margin-bottom: 24px; }
.info-icon { color: #7FD4A0; font-size: 1.3rem; flex-shrink: 0; margin-top: 2px; }
.info-item strong { display: block; color: var(--white); font-weight: 700; margin-bottom: 4px; }
.info-item p { color: rgba(255,255,255,0.6); font-size: 0.85rem; margin: 0; }
.contact-box { background: rgba(255,255,255,0.07); border: 1px solid rgba(255,255,255,0.12); border-radius: 12px; padding: 20px 24px; margin-top: 32px; }
.contact-box h4 { color: rgba(255,255,255,0.5); font-size: 0.75rem; text-transform: uppercase; letter-spacing: 0.8px; margin-bottom: 12px; }
.contact-box p { color: var(--white); font-size: 0.9rem; display: flex; align-items: center; gap: 8px; margin-bottom: 6px; }
.contact-box a { color: #7FD4A0; }
.demande-form-card { padding: 48px 40px; }
.success-msg { text-align: center; padding: 48px 24px; }
.success-msg i { font-size: 3rem; color: var(--green); margin-bottom: 16px; }
.success-msg h3 { font-size: 1.4rem; font-weight: 700; color: var(--text); margin-bottom: 8px; }
.success-msg p { color: var(--text-muted); }
.success-msg.hidden { display: none; }

.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.form-group { margin-bottom: 20px; }
.form-group label { display: block; font-size: 0.88rem; font-weight: 600; color: var(--text); margin-bottom: 6px; }
.form-group input, .form-group select, .form-group textarea {
  width: 100%; padding: 12px 14px;
  border: 1.5px solid var(--border); border-radius: 8px;
  font-size: 0.95rem; font-family: inherit; color: var(--text); background: var(--white);
  outline: none; transition: border-color 0.2s, box-shadow 0.2s;
}
.form-group input:focus, .form-group select:focus, .form-group textarea:focus {
  border-color: var(--green); box-shadow: 0 0 0 3px rgba(0,132,61,0.1);
}
.form-group textarea { resize: vertical; min-height: 100px; }
.checkbox-group { display: flex; align-items: flex-start; gap: 10px; }
.checkbox-group input { width: auto; margin-top: 3px; flex-shrink: 0; accent-color: var(--green); }
.checkbox-group label { font-weight: 400; font-size: 0.85rem; color: var(--text-muted); cursor: pointer; }

/* ═══════════════════════════════════════════════
   FAQ
═══════════════════════════════════════════════ */
.faq-section { background: var(--white); }
.faq-list { max-width: 760px; margin: 0 auto; display: flex; flex-direction: column; gap: 10px; }
.faq-item { background: var(--light); border-radius: 12px; border: 1px solid var(--border); overflow: hidden; }
.faq-item.open { border-color: var(--green); box-shadow: var(--shadow); }
.faq-q { display: flex; justify-content: space-between; align-items: center; padding: 20px 24px; cursor: pointer; font-weight: 700; font-size: 1rem; color: var(--text); user-select: none; transition: background 0.2s; }
.faq-q:hover { background: var(--light2); }
.faq-item.open .faq-q { color: var(--green); }
.faq-icon { width: 28px; height: 28px; background: var(--border); border-radius: 50%; display: flex; align-items: center; justify-content: center; font-size: 0.75rem; color: var(--text-muted); transition: all 0.3s; flex-shrink: 0; }
.faq-item.open .faq-icon { background: var(--green); color: var(--white); transform: rotate(45deg); }
.faq-body { padding: 0 24px 24px; display: none; }
.faq-item.open .faq-body { display: block; }
.faq-body p { color: var(--text-muted); line-height: 1.75; font-size: 0.95rem; }

/* ═══════════════════════════════════════════════
   FOOTER
═══════════════════════════════════════════════ */
.footer { background: var(--green-dark); }
.footer-top { padding: 72px 0 48px; }
.footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 48px; }
.footer-brand p { color: rgba(255,255,255,0.5); font-size: 0.88rem; line-height: 1.7; max-width: 300px; margin: 20px 0 24px; }
.social-links { display: flex; gap: 10px; }
.social-links a { width: 38px; height: 38px; background: rgba(255,255,255,0.08); border-radius: 8px; display: flex; align-items: center; justify-content: center; color: rgba(255,255,255,0.6); font-size: 0.9rem; transition: all 0.2s; }
.social-links a:hover { background: #7FD4A0; color: var(--green-dark); }
.footer-col h4 { color: var(--white); font-weight: 700; font-size: 0.85rem; margin-bottom: 20px; text-transform: uppercase; letter-spacing: 0.5px; }
.footer-col ul { display: flex; flex-direction: column; gap: 10px; }
.footer-col li a { color: rgba(255,255,255,0.5); font-size: 0.9rem; transition: color 0.2s; display: flex; align-items: center; gap: 8px; }
.footer-col li a:hover { color: #7FD4A0; }
.footer-col li a i { width: 14px; color: rgba(255,255,255,0.25); }
.footer-links-policy { display: flex; flex-direction: column; gap: 8px; margin-top: 20px; padding-top: 20px; border-top: 1px solid rgba(255,255,255,0.08); }
.footer-links-policy a { color: rgba(255,255,255,0.3); font-size: 0.8rem; transition: color 0.2s; }
.footer-links-policy a:hover { color: rgba(255,255,255,0.7); }
.footer-bottom { background: rgba(0,0,0,0.2); padding: 20px 0; }
.footer-bottom .container { display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 8px; }
.footer-bottom p { color: rgba(255,255,255,0.3); font-size: 0.82rem; }

/* ═══════════════════════════════════════════════
   BACK TO TOP
═══════════════════════════════════════════════ */
#back-top { position: fixed; bottom: 28px; right: 28px; width: 48px; height: 48px; background: var(--green); color: var(--white); border: none; border-radius: 12px; cursor: pointer; font-size: 1rem; box-shadow: 0 4px 16px rgba(0,132,61,0.4); opacity: 0; transform: translateY(20px); transition: all 0.3s; z-index: 900; }
#back-top.visible { opacity: 1; transform: translateY(0); }
#back-top:hover { transform: translateY(-3px); }

/* ═══════════════════════════════════════════════
   PAGE HERO (Blog, Article)
═══════════════════════════════════════════════ */
.page-hero { background: linear-gradient(135deg, var(--green-dark), var(--green)); padding: 120px 0 60px; text-align: center; }
.page-hero h1 { font-size: 2.5rem; font-weight: 900; color: var(--white); margin-bottom: 12px; }
.page-hero p { color: rgba(255,255,255,0.75); font-size: 1.05rem; }

/* ═══════════════════════════════════════════════
   BLOG PAGE
═══════════════════════════════════════════════ */
.blog-page { padding: 64px 0; }
.blog-layout { display: grid; grid-template-columns: 1fr 320px; gap: 48px; align-items: start; }
.blog-main-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 24px; }

.cats-filter { display: flex; flex-wrap: wrap; gap: 10px; margin-bottom: 32px; }
.cat-btn { padding: 6px 18px; border-radius: 20px; border: 1.5px solid var(--border); background: var(--white); color: var(--text-muted); font-size: 0.85rem; font-weight: 600; cursor: pointer; transition: all 0.2s; font-family: inherit; }
.cat-btn:hover, .cat-btn.active { background: var(--green); border-color: var(--green); color: var(--white); }

.no-articles { text-align: center; padding: 60px 24px; color: var(--text-muted); }
.no-articles i { font-size: 3rem; margin-bottom: 16px; color: var(--border); }

.blog-sidebar { position: sticky; top: 100px; }
.sidebar-card { background: var(--white); border-radius: 14px; padding: 28px; border: 1px solid var(--border); margin-bottom: 24px; }
.sidebar-card h4 { font-size: 1rem; font-weight: 700; color: var(--text); margin-bottom: 20px; padding-bottom: 12px; border-bottom: 2px solid var(--green-light); }
.sidebar-cats { display: flex; flex-direction: column; }
.sidebar-cat { display: flex; justify-content: space-between; align-items: center; color: var(--text-muted); font-size: 0.9rem; padding: 10px 0; border-bottom: 1px solid var(--border); cursor: pointer; transition: color 0.2s; text-decoration: none; }
.sidebar-cat:last-child { border-bottom: none; }
.sidebar-cat:hover { color: var(--green); }
.sidebar-cat-count { background: var(--green-light); color: var(--green); border-radius: 10px; padding: 2px 8px; font-size: 0.75rem; font-weight: 700; }
.sidebar-recent { display: flex; flex-direction: column; gap: 16px; }
.sidebar-article { display: flex; gap: 14px; align-items: flex-start; }
.sidebar-article-img { width: 56px; height: 56px; border-radius: 8px; background: var(--green-light); display: flex; align-items: center; justify-content: center; color: var(--green); font-size: 1.3rem; flex-shrink: 0; overflow: hidden; }
.sidebar-article-img img { width: 100%; height: 100%; object-fit: cover; }
.sidebar-article h5 { font-size: 0.88rem; font-weight: 600; color: var(--text); line-height: 1.4; margin-bottom: 4px; }
.sidebar-article h5 a:hover { color: var(--green); }
.sidebar-article small { font-size: 0.78rem; color: var(--text-muted); }
.sidebar-cta-card { background: linear-gradient(135deg, var(--green-dark), var(--green)); border-radius: 14px; padding: 28px; text-align: center; }
.sidebar-cta-card h4 { color: var(--white); font-size: 1.05rem; font-weight: 700; margin-bottom: 12px; }
.sidebar-cta-card p { color: rgba(255,255,255,0.7); font-size: 0.88rem; margin-bottom: 20px; line-height: 1.6; }

.pagination { display: flex; gap: 8px; margin-top: 36px; }
.page-btn { width: 40px; height: 40px; border-radius: 8px; border: 1.5px solid var(--border); background: var(--white); color: var(--text-muted); font-size: 0.88rem; font-weight: 600; cursor: pointer; display: flex; align-items: center; justify-content: center; font-family: inherit; text-decoration: none; transition: all 0.2s; }
.page-btn:hover, .page-btn.active { background: var(--green); border-color: var(--green); color: var(--white); }

/* ═══════════════════════════════════════════════
   ARTICLE PAGE
═══════════════════════════════════════════════ */
.article-hero { background: linear-gradient(135deg, var(--green-dark), var(--green)); padding: 120px 0 60px; }
.breadcrumb { display: flex; align-items: center; gap: 8px; color: rgba(255,255,255,0.6); font-size: 0.85rem; margin-bottom: 20px; flex-wrap: wrap; }
.breadcrumb a { color: rgba(255,255,255,0.7); }
.breadcrumb a:hover { color: #7FD4A0; }
.breadcrumb i { font-size: 0.7rem; }
.article-cat-badge { display: inline-block; background: rgba(255,255,255,0.15); color: var(--white); padding: 5px 14px; border-radius: 12px; font-size: 0.8rem; font-weight: 700; margin-bottom: 16px; }
.article-hero h1 { font-size: clamp(1.8rem, 3vw, 2.8rem); font-weight: 900; color: var(--white); line-height: 1.25; margin-bottom: 20px; }
.article-meta-bar { display: flex; gap: 20px; color: rgba(255,255,255,0.6); font-size: 0.88rem; flex-wrap: wrap; }
.article-meta-bar i { color: #7FD4A0; }

.article-page { padding: 64px 0; }
.article-layout { display: grid; grid-template-columns: 1fr 300px; gap: 48px; align-items: start; }
.article-featured-img { border-radius: 16px; overflow: hidden; margin-bottom: 40px; }
.article-featured-img img { width: 100%; height: 380px; object-fit: cover; }

.article-content { color: var(--text); line-height: 1.8; font-size: 1.02rem; }
.article-content h2 { font-size: 1.55rem; font-weight: 800; color: var(--text); margin: 36px 0 16px; padding-bottom: 10px; border-bottom: 2px solid var(--green-light); }
.article-content h3 { font-size: 1.2rem; font-weight: 700; color: var(--text); margin: 28px 0 12px; }
.article-content p { margin-bottom: 20px; color: var(--text-muted); }
.article-content ul, .article-content ol { margin: 16px 0 20px; padding-left: 24px; }
.article-content li { margin-bottom: 10px; color: var(--text-muted); }
.article-content blockquote { border-left: 4px solid var(--green); padding: 16px 24px; margin: 28px 0; background: var(--green-light); border-radius: 0 10px 10px 0; }
.article-content blockquote p { color: var(--green-dark); font-weight: 600; margin: 0; font-style: italic; }
.article-content a { color: var(--green); text-decoration: underline; }
.article-content strong { color: var(--text); }
.article-content img { border-radius: 10px; margin: 24px 0; }

.author-box { background: var(--light); border-radius: 14px; padding: 24px; display: flex; gap: 20px; align-items: center; margin-top: 48px; border: 1px solid var(--border); }
.author-avatar-lg { width: 64px; height: 64px; background: linear-gradient(135deg, var(--green-dark), var(--green)); border-radius: 50%; display: flex; align-items: center; justify-content: center; color: var(--white); font-size: 1.5rem; flex-shrink: 0; }
.author-box h4 { font-size: 1rem; font-weight: 700; color: var(--text); margin-bottom: 6px; }
.author-box p { font-size: 0.88rem; color: var(--text-muted); }

.related-section { margin-top: 60px; padding-top: 40px; border-top: 1px solid var(--border); }
.related-section h3 { font-size: 1.3rem; font-weight: 800; color: var(--text); margin-bottom: 24px; }
.related-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }

/* ═══════════════════════════════════════════════
   CONSOLIDATION PAGE
═══════════════════════════════════════════════ */

/* Before/After comparison */
.comparison-section { background: var(--green-light); padding: 80px 0; }
.comparison-grid { display: grid; grid-template-columns: 1fr 60px 1fr; align-items: center; gap: 24px; margin-top: 48px; }
.comparison-arrow { display: flex; align-items: center; justify-content: center; font-size: 2rem; color: var(--green); }
.comparison-card { background: var(--white); border-radius: 16px; overflow: hidden; box-shadow: 0 4px 24px rgba(0,0,0,0.08); }
.comparison-card.before .comparison-header { background: #fee2e2; color: #b91c1c; }
.comparison-card.after .comparison-header { background: var(--green-light); color: var(--green-dark); }
.comparison-header { padding: 20px 24px; display: flex; align-items: center; gap: 12px; }
.comparison-header i { font-size: 1.4rem; }
.comparison-header h3 { font-size: 1.1rem; font-weight: 700; margin: 0; }
.comparison-header p { font-size: 0.82rem; margin: 0; opacity: 0.8; }
.debt-list { list-style: none; margin: 0; padding: 0; }
.debt-list li { display: grid; grid-template-columns: 1fr 1fr 90px; align-items: center; gap: 8px; padding: 12px 24px; border-bottom: 1px solid var(--border); font-size: 0.88rem; }
.debt-list.single li { grid-template-columns: 1fr 1fr 90px; }
.debt-name { font-weight: 600; color: var(--text); }
.debt-detail { color: var(--text-muted); }
.debt-payment { font-weight: 700; color: var(--text); text-align: right; }
.savings-highlight { display: flex; align-items: center; gap: 16px; padding: 16px 24px; background: var(--green-light); border-bottom: 1px solid var(--border); }
.savings-highlight i { font-size: 1.8rem; color: var(--green); }
.savings-highlight strong { display: block; font-size: 1rem; font-weight: 700; color: var(--green-dark); }
.savings-highlight span { font-size: 0.82rem; color: var(--text-muted); }
.comparison-total { display: flex; justify-content: space-between; align-items: center; padding: 16px 24px; font-size: 0.95rem; }
.comparison-total.bad { background: #fee2e2; }
.comparison-total.good { background: var(--green-light); }
.comparison-total strong { font-size: 1.2rem; font-weight: 800; }
.comparison-total.bad strong { color: #b91c1c; }
.comparison-total.good strong { color: var(--green-dark); }
.comparison-note { padding: 10px 24px 16px; font-size: 0.78rem; color: var(--text-muted); margin: 0; }

/* Benefits */
.benefits-section { padding: 80px 0; background: var(--white); }
.benefits-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; margin-top: 48px; }
.benefit-card { background: var(--light); border-radius: 14px; padding: 32px 28px; transition: transform .2s, box-shadow .2s; }
.benefit-card:hover { transform: translateY(-4px); box-shadow: 0 8px 32px rgba(0,132,61,0.12); }
.benefit-icon { width: 52px; height: 52px; background: var(--green-light); border-radius: 12px; display: flex; align-items: center; justify-content: center; font-size: 1.3rem; color: var(--green); margin-bottom: 18px; }
.benefit-card h3 { font-size: 1.02rem; font-weight: 700; color: var(--text); margin-bottom: 10px; }
.benefit-card p { font-size: 0.88rem; color: var(--text-muted); line-height: 1.6; margin: 0; }

/* Eligibility */
.eligibility-section { padding: 80px 0; background: var(--light); }
.eligibility-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 48px; align-items: start; }
.eligibility-main h2 { font-size: 1.8rem; font-weight: 800; color: var(--text); margin-bottom: 14px; }
.eligibility-main p { color: var(--text-muted); margin-bottom: 20px; }
.eligibility-list { list-style: none; margin: 0 0 28px; padding: 0; display: flex; flex-direction: column; gap: 12px; }
.eligibility-list li { display: flex; align-items: center; gap: 12px; font-size: 0.95rem; color: var(--text); }
.eligibility-list li i { color: var(--green); font-size: 1rem; flex-shrink: 0; }
.bad-credit-box { background: var(--white); border-radius: 16px; padding: 32px; box-shadow: 0 4px 24px rgba(0,0,0,0.06); }
.bad-credit-box h3 { font-size: 1.15rem; font-weight: 700; color: var(--green-dark); margin-bottom: 10px; display: flex; align-items: center; gap: 8px; }
.bad-credit-box h3 i { color: #e53e3e; }
.bad-credit-box p { font-size: 0.88rem; color: var(--text-muted); margin-bottom: 16px; }
.bad-credit-box ul { list-style: none; margin: 0; padding: 0; display: flex; flex-direction: column; gap: 10px; }
.bad-credit-box ul li { display: flex; align-items: center; gap: 10px; font-size: 0.88rem; color: var(--text); }
.bad-credit-box ul li i { color: var(--green); }
.bad-credit-note { font-size: 0.82rem; color: var(--text-muted); font-style: italic; margin-top: 16px !important; }

/* ═══════════════════════════════════════════════
   PAGES INTERNES (prêt, consolidation, provinces)
═══════════════════════════════════════════════ */

/* Titres de sections (alternative à .section-header) */
.section-title { font-size: 2rem; font-weight: 800; color: var(--text); margin-bottom: 12px; text-align: center; line-height: 1.25; }
.section-subtitle { color: var(--text-muted); font-size: 1.02rem; text-align: center; margin-bottom: 48px; max-width: 560px; margin-left: auto; margin-right: auto; }

/* Numéros et icônes des étapes */
.step-number, .step-num { width: 42px; height: 42px; background: var(--green); color: var(--white); border-radius: 50%; display: flex; align-items: center; justify-content: center; font-size: 1rem; font-weight: 800; margin: 0 auto 16px; }
.step-icon, .step-icon-big { width: 56px; height: 56px; background: var(--green-light); border-radius: 14px; display: flex; align-items: center; justify-content: center; font-size: 1.4rem; color: var(--green); margin: 0 auto 16px; }

/* Section contenu 2 colonnes */
.section-content { padding: 80px 0; background: var(--white); }
.content-split { display: grid; grid-template-columns: 1fr 1fr; gap: 64px; align-items: start; }
.content-text h2 { font-size: 1.9rem; font-weight: 800; color: var(--text); margin-bottom: 16px; line-height: 1.3; }
.content-text p { color: var(--text-muted); line-height: 1.8; margin-bottom: 14px; }
.content-cards h3 { font-size: 1.1rem; font-weight: 700; color: var(--text); margin-bottom: 20px; }
.check-list { list-style: none; display: flex; flex-direction: column; gap: 12px; margin: 16px 0; }
.check-list li { display: flex; align-items: center; gap: 12px; color: var(--text-muted); font-size: 0.95rem; }
.check-list li i { color: var(--green); font-size: 1rem; flex-shrink: 0; }
.usage-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.usage-card { background: var(--light); border-radius: 12px; padding: 18px 14px; text-align: center; border: 1px solid var(--border); transition: transform .2s; }
.usage-card:hover { transform: translateY(-2px); }
.usage-card i { font-size: 1.5rem; color: var(--green); margin-bottom: 8px; display: block; }
.usage-card span { font-size: 0.85rem; font-weight: 600; color: var(--text); }

/* Section "Comment ça marche" à 4 étapes */
.how-it-works { padding: 80px 0; background: var(--light); }
.how-it-works .steps-grid { grid-template-columns: repeat(4, 1fr); }
.how-it-works .steps-grid::before { display: none; }

/* Calculatrice autonome (pages internes) */
.calculator-section { padding: 80px 0; background: var(--green-bg); }
.calculator-card { background: var(--white); border-radius: 20px; box-shadow: var(--shadow-lg); display: grid; grid-template-columns: 1fr 1fr; overflow: hidden; }
.calc-inputs { padding: 48px 40px; background: var(--green-dark); }
.calc-inputs label { display: block; color: rgba(255,255,255,0.8); font-size: 0.85rem; font-weight: 600; margin-bottom: 8px; text-transform: uppercase; letter-spacing: 0.5px; }
.calc-field { margin-bottom: 28px; }
.calc-field input[type="range"] { width: 100%; accent-color: #7FD4A0; cursor: pointer; margin-top: 4px; }
.input-group { display: flex; align-items: center; background: rgba(255,255,255,0.08); border: 1px solid rgba(255,255,255,0.2); border-radius: 8px; overflow: hidden; margin-bottom: 8px; }
.input-group .input-prefix { padding: 0 14px; color: rgba(255,255,255,0.6); background: rgba(255,255,255,0.05); border-right: 1px solid rgba(255,255,255,0.15); height: 44px; display: flex; align-items: center; flex-shrink: 0; }
.input-group input { flex: 1; padding: 10px 14px; background: none; border: none; color: var(--white); font-size: 1rem; font-family: inherit; font-weight: 600; outline: none; min-width: 0; }
.calculator-section .calc-result { padding: 48px 40px; display: flex; flex-direction: column; gap: 20px; justify-content: center; }
.result-monthly { background: linear-gradient(135deg, var(--green-dark), var(--green)); border-radius: 14px; padding: 28px; text-align: center; }
.result-monthly .result-label { display: block; color: rgba(255,255,255,0.75); font-size: 0.82rem; font-weight: 600; text-transform: uppercase; letter-spacing: 0.5px; margin-bottom: 10px; }
.result-monthly .result-amount { display: block; font-size: 2.8rem; font-weight: 900; color: var(--white); }
.calculator-section .result-details { display: flex; flex-direction: column; gap: 0; }
.calculator-section .result-row { display: flex; justify-content: space-between; align-items: center; padding: 10px 0; border-bottom: 1px solid var(--border); font-size: 0.92rem; }
.calculator-section .result-row:last-child { border-bottom: none; }
.calculator-section .result-row span:first-child { color: var(--text-muted); }
.calculator-section .result-row span:last-child { font-weight: 700; color: var(--text); }
.calculator-section .calc-disclaimer { font-size: 0.78rem; color: var(--text-muted); line-height: 1.5; margin: 0; }

/* Formulaire de demande (pages internes) */
.application-section { padding: 80px 0; background: var(--light); }
.form-wrapper { display: grid; grid-template-columns: 1fr 1.4fr; background: var(--white); border-radius: 20px; box-shadow: var(--shadow-lg); overflow: hidden; }
.form-intro { background: var(--green-dark); padding: 48px 40px; }
.form-intro h2 { font-size: 1.6rem; font-weight: 800; color: var(--white); margin-bottom: 14px; line-height: 1.3; }
.form-intro p { color: rgba(255,255,255,0.65); font-size: 0.92rem; line-height: 1.7; margin-bottom: 24px; }
.form-benefits { list-style: none; display: flex; flex-direction: column; gap: 12px; }
.form-benefits li { display: flex; align-items: center; gap: 10px; color: rgba(255,255,255,0.8); font-size: 0.9rem; }
.form-benefits li i { color: #7FD4A0; flex-shrink: 0; }
.loan-form { padding: 40px; }
.form-consent { margin-bottom: 20px; }
.checkbox-label { display: flex; align-items: flex-start; gap: 10px; cursor: pointer; font-size: 0.88rem; color: var(--text-muted); line-height: 1.5; }
.checkbox-label input[type="checkbox"] { width: auto; flex-shrink: 0; margin-top: 3px; accent-color: var(--green); }
.checkbox-label a { color: var(--green); text-decoration: underline; }
.btn-submit { width: 100%; justify-content: center; padding: 15px 28px; font-size: 1rem; }
.form-success { align-items: center; gap: 14px; padding: 18px 24px; border-radius: 12px; margin-top: 16px; background: var(--green-light); color: var(--green-dark); border: 1px solid var(--green); }
.form-success i { font-size: 1.5rem; color: var(--green); flex-shrink: 0; }
.form-error { align-items: center; gap: 14px; padding: 18px 24px; border-radius: 12px; margin-top: 16px; background: #fee2e2; color: #b91c1c; border: 1px solid #fca5a5; }
.form-error i { font-size: 1.5rem; color: #b91c1c; flex-shrink: 0; }

/* FAQ accordion — variante avec .faq-a (consolidation, provinces) */
.faq-a { padding: 0 24px 24px; display: none; }
.faq-item.open .faq-a { display: block; }
.faq-a p { color: var(--text-muted); line-height: 1.75; font-size: 0.95rem; }
/* Chevron rotation */
.faq-q i.fa-chevron-down { transition: transform 0.3s; flex-shrink: 0; color: var(--text-muted); }
.faq-item.open .faq-q i.fa-chevron-down { transform: rotate(180deg); color: var(--green); }

/* ═══════════════════════════════════════════════
   RESPONSIVE
═══════════════════════════════════════════════ */
@media (max-width: 1024px) {
  .hero-content { grid-template-columns: 1fr; }
  .hero-visual { display: none; }
  .products-grid { grid-template-columns: 1fr; }
  .why-grid { grid-template-columns: 1fr 1fr; }
  .calc-wrapper { grid-template-columns: 1fr; }
  .blog-layout { grid-template-columns: 1fr; }
  .blog-sidebar { position: static; }
  .article-layout { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 32px; }
  .demande-wrapper { grid-template-columns: 1fr; }
  .temoignages-grid { grid-template-columns: 1fr 1fr; }
  .related-grid { grid-template-columns: 1fr 1fr; }
  /* Pages internes */
  .content-split { grid-template-columns: 1fr; gap: 40px; }
  .how-it-works .steps-grid { grid-template-columns: 1fr 1fr; }
  .calculator-card { grid-template-columns: 1fr; }
  .form-wrapper { grid-template-columns: 1fr; }
  .comparison-grid { grid-template-columns: 1fr; gap: 16px; }
  .comparison-arrow { transform: rotate(90deg); }
  .eligibility-grid { grid-template-columns: 1fr; gap: 32px; }
  .benefits-grid { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 768px) {
  .section { padding: 64px 0; }
  .section-header h2 { font-size: 1.8rem; }
  .nav { display: none; }
  .nav.open { display: block; position: absolute; top: 100%; left: 0; right: 0; background: var(--green-dark); padding: 16px; box-shadow: 0 8px 24px rgba(0,0,0,0.3); }
  .nav.open .nav-links { flex-direction: column; }
  .nav.open .nav-links a { padding: 12px 16px; font-size: 1rem; }
  /* Dropdown mobile */
  .dropdown-menu {
    position: static;
    transform: none;
    box-shadow: none;
    border-radius: 8px;
    background: rgba(255,255,255,0.08);
    padding: 4px 0 4px 16px;
    margin-top: 4px;
    display: none;
    min-width: 0;
  }
  .dropdown-menu::before { display: none; }
  .nav-dropdown.open .dropdown-menu { display: block; }
  .dropdown-menu li a {
    color: rgba(255,255,255,0.85) !important;
    font-size: 0.92rem !important;
    padding: 10px 14px !important;
    background: transparent !important;
  }
  .dropdown-menu li a:hover { background: rgba(255,255,255,0.1) !important; color: white !important; }
  .dropdown-menu li a i { color: #7FD4A0; }
  .header-actions { display: none; }
  .nav-mobile-client { display: block; }
  .burger { display: flex; }
  .hero { padding: 100px 0 60px; }
  .hero-text h1 { font-size: 2rem; }
  .steps-grid { grid-template-columns: 1fr; }
  .steps-grid::before { display: none; }
  .why-grid { grid-template-columns: 1fr 1fr; }
  .blog-grid { grid-template-columns: 1fr; }
  .blog-main-grid { grid-template-columns: 1fr; }
  .temoignages-grid { grid-template-columns: 1fr; }
  .form-row { grid-template-columns: 1fr; }
  .related-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .cta-content h2 { font-size: 1.8rem; }
  .demande-form-card { padding: 32px 24px; }
  .demande-info { padding: 40px 24px; }
  .calc-form, .calc-result { padding: 32px 24px; }
  .stats-grid { grid-template-columns: 1fr 1fr; }
  /* Pages internes */
  .how-it-works .steps-grid { grid-template-columns: 1fr; }
  .benefits-grid { grid-template-columns: 1fr; }
  .calc-inputs, .calculator-section .calc-result, .form-intro, .loan-form { padding: 32px 24px; }
  .section-title { font-size: 1.6rem; }
}

@media (max-width: 480px) {
  .hero-btns { flex-direction: column; }
  .hero-btns .btn { justify-content: center; }
  .stats-grid { grid-template-columns: 1fr 1fr; }
  .stat-item { border-right: none; border-bottom: 1px solid var(--border); }
  .why-grid { grid-template-columns: 1fr; }
  .hero-cards-row { grid-template-columns: 1fr; }
}

/* ═══════════════════════════════════════════════
   COMMENTAIRES BLOG
═══════════════════════════════════════════════ */
.comments-section {
  margin-top: 56px;
  padding-top: 48px;
  border-top: 2px solid var(--border);
}
.comments-heading {
  font-size: 1.35rem;
  font-weight: 800;
  color: var(--text);
  margin-bottom: 32px;
  display: flex;
  align-items: center;
  gap: 10px;
}
.comments-heading i { color: var(--green); }

.comments-list { margin-bottom: 40px; }
.comment-item {
  display: flex;
  gap: 16px;
  padding: 20px 0;
  border-bottom: 1px solid var(--border);
}
.comment-item:last-child { border-bottom: none; }
.comment-avatar {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: var(--green-light);
  color: var(--green);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1rem;
  font-weight: 800;
  flex-shrink: 0;
}
.comment-body { flex: 1; min-width: 0; }
.comment-meta {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 8px;
  flex-wrap: wrap;
}
.comment-meta strong { font-size: 0.95rem; color: var(--text); }
.comment-date { font-size: 0.78rem; color: var(--text-muted); }
.comment-body p { font-size: 0.92rem; line-height: 1.65; color: var(--text); }

.comment-ok {
  display: flex;
  align-items: center;
  gap: 10px;
  background: var(--green-light);
  color: var(--green-dark);
  border: 1px solid #9DCBAE;
  border-radius: 10px;
  padding: 16px 20px;
  font-size: 0.9rem;
  font-weight: 600;
  margin-bottom: 32px;
}

.comment-form-wrap {
  background: var(--light);
  border-radius: 16px;
  padding: 32px;
  margin-top: 16px;
}
.comment-form-wrap h4 {
  font-size: 1.1rem;
  font-weight: 800;
  margin-bottom: 8px;
}
.comment-label {
  display: block;
  font-size: 0.85rem;
  font-weight: 600;
  margin-bottom: 7px;
  color: var(--text);
}
.comment-input {
  width: 100%;
  padding: 11px 15px;
  border: 1.5px solid var(--border);
  border-radius: 9px;
  font-size: 0.92rem;
  font-family: inherit;
  background: white;
  color: var(--text);
  transition: border-color 0.2s;
}
.comment-input:focus {
  outline: none;
  border-color: var(--green);
  box-shadow: 0 0 0 3px rgba(0,132,61,0.08);
}

@media (max-width: 640px) {
  .comment-form-wrap > form > div:first-child {
    grid-template-columns: 1fr !important;
  }
}